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Farmers Bank and Trust Company
Loan Programs

 

 

Conventional

         Offers stability of a fixed rate

         Flexible terms of 10,15,20,25or 30 years

         Must meet income, credit and down payment requirements

FHA

         Offers lower down payments and interest rate options

         Easier to qualify

         Good option for first time home buyers

VA

         Guaranteed by Department of Veterans Affairs

         Possible 100% financing (No down payment)

         Competitive and usually lower rates

USDA

         Home purchases in rural areas

         100% financing No down payments and No Mortgage Insurance

         Lower interest rates

 

To learn more about any of our loan programs please contact us and one of our friendly staff members will be happy to assist you.

 

Equal Housing Lender
Member FDIC Member FDIC
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